Texas Mortgage Articles

Home Buying & Mortgage Basics

Preapproval, down payments, closing costs, seller concessions, credit, income, debt ratios, and first-time home buyer financing.

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VA Loans

VA eligibility, entitlement, residual income, funding fees, seller concessions, and qualification requirements.

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Self-Employed & Specialty Mortgages

Bank statement loans, alternative income documentation, ITIN mortgages, foreign national financing, asset depletion, and specialty loan options.

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Investment & Construction Loans

DSCR loans, rental property financing, short-term rental mortgages, construction-to-permanent loans, and renovation financing.

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Latest Mortgage Articles

  • Jim Kennedy discussing seller concessions and closing costs for Texas homebuyers

    Seller Concessions in Texas: How Much Can a Seller Pay Toward Closing Costs?